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Robert Jain: The 3 Biggest Myths About Banking

By Jason McDonald


Everyone has the potential to save money. One of the ways to do this is by banking wisely, which the likes of Robert Jain can attest. Not only will this allow you to build a substantial account over time, but it will teach you how to invest in the future. How much do you truly know about banking, though? With these 3 common misconceptions, as well as the truth behind them, in mind, your financial situation can improve.

"I should choose a bank over a credit union." While you may think that your money will be better invested in a bank, it would be unwise to overlook the pros of a credit union. According to names such as Bob Jain, credit unions are run by members, not by higher-ups. What this means, in theory, is that you have more control over your money and the union's direction. This is just one of the many reasons why credit unions should be considered.

"Mobile banking is not as safe as traditional banking." You may think that sending your personal information online is unsafe, including when it comes to banking. The truth is that banks are mindful of how said information is sent and received. For instance, if you use your bank's mobile app, you will be able to check your account, send money, and deposit checks as safely as possible. Your details will be kept safe at all times.

"No matter what bank you choose, you'll still have to pay high rates and fees." This is another myth that every current and future bank client should know the truth behind. There are many banks that are competitive in terms of the rates and fees they offer. What this means is that you can shop around to determine the location that charges the least. Needless to say, this will make saving money easier on your end.

Hopefully this banking information will help you regain or better maintain control of your finances. There is plenty of misinformation floating around, especially online, which is why it's important to know the misconceptions that should never be fallen for. Furthermore, by understanding the truth behind them, you'll be able to not only save money but possibly earn more in the future. You have more control over your financial situation than you think.




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